HOW DOES ZERU WORK
HOW DOES
ZERU WORK
HOW DOES
ZERU WORK
HOW DOES
ZERU WORK
First of all
There is zero
magic involved
based on your activity
ZScore is generated through a proprietary formula
based on your fees
The protocol mints credit
tokens to your wallet
As you
Lend, borrow, repay loans –
your fees are locked in PCVR
We’ve built An iterative proprietary algorithm
Based on reputation and
onchain behaviour
We’ve built An iterative proprietary algorithm
Based on reputation and onchain behaviour
based on your activity
ZScore is generated through a proprietary formula
based on your fees
The protocol mints credit
tokens to your wallet
As you
Lend, borrow, repay loans –
your fees are locked in PCVR
We’ve built An iterative proprietary algorithm
Based on reputation and
onchain behaviour
We’ve built An iterative proprietary algorithm
Based on reputation and onchain behaviour
As you
Lend, borrow, repay loans – your fees are locked in PCVR
Lending Pool (LP)
The lending pool with the highest asset utilization in the market, that’s used to start the perpetual motion DeFi machine
01
Higher APYs than incumbent lending protocols
02
Profit share from defi strategies
Lending Pool (LP)
The lending pool with the highest asset utilization in the market, that’s used to start the perpetual motion DeFi machine
01
Higher APYs than incumbent lending protocols
02
Profit share from defi strategies
Protocol Controlled Value Reserve (PCVR)
Insurance fund, that makes Zeru credit economy anti-fragile, and serves as collateral for zero collateral loans
01
Interest on loans + % profits from strategies + user fees
02
Serves as an insurance fund for the LP
Protocol Controlled Value Reserve (PCVR)
Insurance fund, that makes Zeru credit economy anti-fragile, and serves as collateral for zero collateral loans
01
Interest on loans + % profits from strategies + user fees
02
Serves as an insurance fund for the LP
Credit Tokens
$17,354.98
based on your fees
The protocol mints credit tokens to your wallet
ZScore
815
based on your activity
ZScore is generated through a proprietary formula
ZScore
815
When you take a zero collateral loan
Credit tokens are used as collateral and you get the loan from the LP
first of all
You’re stealing money from yourself
You’re stealing
money from yourself
secondly
Only up to 80% of the insurance fund
can be used as collateral to borrow
Only up to 80% of the insurance fund can be used as collateral to borrow
so even
If 100% of loans default –
Zeru has liquidity to function
If 100% of loans default – Zeru has liquidity to function
To start
